New: Flood Insurance Extension & Reform Coming

The Senate approved a bill this week, and the president signed it, to keep the National Flood Insurance Program operating for four more months. Find out why NAR is still urging for reforms to make the program solvent and sustainable for the long term. Full article:...

FEMA Update: Program extended until December 8th

National Flood Insurance Program: Reauthorization This page provides information related to reauthorization of the National Flood Insurance Program (NFIP) to inform NFIP policyholders, industry partners, government officials, and other stakeholders. Congress must...
Who Offers Flood Insurance

Who Offers Flood Insurance

FLood Insurance is offered through the National Flood Insurance Program (NFIP), which is administered by the Federal Emergency Management Agency (FEMA). This federal program offers flood insurance, which can be purchased from more than 80 private insurance companies....
FEMA LOMA Approval – How Long Does It take?

FEMA LOMA Approval – How Long Does It take?

When a licensed Professional Land Surveyor or Engineer are hired to perform an Elevation Certificate (EC), they are providing data which will determine if the structure located on the lot is at risk of flooding. If the EC results are favorable and the structure is...
Fema Fnip Firm – Alphabet Soup Explained

Fema Fnip Firm – Alphabet Soup Explained

FEMA, NFIP, FIRM, EC, BFE, LOMC, LOMA Explained The Federal Emergency Management Agency (FEMA), is managed by the National Flood Insurance Agency (NFIP) and uses Flood Insurance Rate Maps (FIRMs) to determine if properties are at risk of flooding. What happens when...
How long is an Elevation Certificate Good For?

How long is an Elevation Certificate Good For?

An Elevation Certificate (EC) doesn’t have an expiration date per say, but there are some factors that do play a role in determining if an EC is still “good”.   Has the FIRM been updated? The Flood Insurance Rate Maps (FIRM) are updated periodically. The updates...