Surveyor’s Real Property Report FAQ

by | Feb 26, 2013 | Uncategorized

What is a Surveyors Real Property Report (SRPR):

Also known as or commonly known as a “spot survey” or a “mortgage inspection report”

  • Used mainly by Title companies and Mortgage Companies for someone purchasing a property.
  • Single Family Home
  • Duplex, Villa, Condo, Townhouse or Multi-family building IF:
  • The entire building is owned or being purchased (you cannot do a SRPR if you own or are purchasing only one unit in a multi-unit property)
  • Each unit has their own exterior entrance
  • There are 4 or fewer units.
  • Location of house, buildings and other permanent structures on property are determined.
  • Is an approximation of “best evidence” only based on the survey monuments found and used for the purpose of the survey.
  • Building lines and easements are shown on the drawing based on the recorded subdivision plat and a title commitment if one is available.
  • A drawing is prepared that shows structure locations in relationship to property lines, easement lines and building lines.
  • A SRPR is only an approximation and is subject to the results that an accurate boundary may disclose.
  • The state of Missouri requires that a disclaimer be placed on all SRPR drawings pertaining to the drawings use.  It states that a SRPR has no warranty to current or future owners.
  • It should be noted the most title companies only gives the Mortgage Company “survey coverage” on the title policy.  With a SRPR the buyer does NOT typically receive “survey coverage”.
  • Does not mark actual property corners.
  • Does not show fence violations unless gross in nature.
  • Cannot be used to build fences, decks or other improvements as it does not constitute a property boundary survey per state statute.

 

SRPR Video Tutorial

Watch the video and let Shelly Clark of Cardinal Surveying and Mapping teach you what a Surveyors Real Property Report does for you and how it compares to “SPOT” and boundary surveys.

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Disclaimer:

Information provided should not be considered legal advice and all buyers, agents, and title companies should consult their attorneys for legal advice.